Skip to main content
Available 7 Days/Week       MON - FRI  8am - 7pm       SAT - SUN  10am – 6pm
Call us (386) 456-6380
Apply Now

Category: Key Largo Mortgage Rates

Monroe County is the southernmost county in Florida. It stretches more than 100 miles from Key Largo to Key West and is surrounded by the Atlantic Ocean to the east and the Gulf of Mexico to the west. Its key population centers include Key Largo, Islamorada, Tavernier, Marathon, Big Pine Key and Key West.

The Florida Keys are renowned for being among the most pre-eminent fishing and diving destinations in the world. Recreation options include fishing, diving, kayaking, camping, bicycling and assorted other water and outdoor sports.

Multi-Generational Homebuying Hit a Record High – Here’s Why

Written by Key Largo Mortgage Syndicated User on . Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates.

Multi-generational living is on the rise. According to the National Association of Realtors (NAR), 17% of homebuyers purchase a home to share with parents, adult children, or extended family. That’s the highest share ever recorded by NAR (see graph below): And what’s behind the increase? Affordability. NAR explains: “In 2024, a notable 36% of homebuyers cited “cost savings” as the primary reason for purchasing a multigenerational home—a significant increase from just 15% in 2015.” In the past, caregiving was the leading motivator – especially for those looking to support aging parents. And...

Continue reading

Fidelity Home Group | What You Really Need To Know About Down Payments

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

What You Really Need To Know About Down Payments A lot of people think you have to put 20% down when you buy your first home. But that’s actually a common myth. Connect with a trusted lender to learn more. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #downpayments

Continue reading

What Every Homeowner Needs To Know In Today’s Shifting Market

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Here’s something you need to know. The housing market is getting back to a healthier, more normal place. And even though it may not sound like it, this shift is actually a good thing. It’s what you should expect. It’s just that our expectations have been skewed by the intense seller’s market over the past few years. But what you need to remember is: there’s still plenty of opportunity to be had if you’re thinking about selling – whether that’s next month or next year. You just need to stay up to date on what’s happening in the market, and have a strategy that matches the moment....

Continue reading

Fidelity Home Group | Why Your Home’s Asking Price Matters More Today

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

Why Your Home’s Asking Price Matters More Today Now that there are more homes for sale, the number of price cuts is back at normal levels. Want a proven pricing strategy that works for today’s market? Let’s talk! NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany Data Sources: https://www.realtor.com/news/trends/home-sellers-unrealistic-overpriced-stale/ https://www.realtor.com/research/May-2025-data/ https://www.nar.realtor/sites/default/files/2025-02/consumer-guide-what-goes-into-pricing-your-home-2025-02-05.pdf

Continue reading

Think It’s Better To Wait for a Recession Before You Move? Think Again.

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, For Buyers, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates.

Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move. A recent survey by John Burns Research and Consulting (JBREC) and Keeping Current Matters (KCM) shows 68% of people are delaying plans to buy or sell due to economic uncertainty. But it may not be for the reason you think. Not everyone is holding off because they’re worried. Some buyers are waiting because they’re hopeful. According to Realtor.com: “In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a...

Continue reading

Why Your Home’s Asking Price Matters More Today

Written by Key Largo Mortgage Syndicated User on . Posted in Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights A growing number of homeowners are overestimating today’s market. ?And that’s why the number of sellers dropping their price is back at normal levels.? A lot of the time this is happening because they’re not paying attention to current conditions. The best way to avoid that mistake? Lean on the expertise of an agent. If you want a proven pricing strategy that works for today’s market, connect with a local agent.

Continue reading

Why Homeownership Is Going To Be Worth It

Written by Key Largo Mortgage Syndicated User on . Posted in First-Time Buyers, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates, Rent vs. Buy.

Life can feel a bit unpredictable these days. What’s happening with inflation? The economy? The housing market? But in the middle of all that uncertainty, there’s one thing a lot of people still crave – a place to call their own. Because when everything else feels up in the air, home can be the thing that grounds you. As the experts at 1000WATT put it: “Homeownership isn’t primarily financial anymore. . . Across all demographics, emotional and lifestyle factors consistently outrank wealth-building as motivators.” Here’s what owning a home can mean for you, especially right now. Freedom To...

Continue reading

3 Reasons To Buy a Home This Summer

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Home Prices, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates.

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. You Have More Negotiating Power After several years of sellers having all the leverage, things are starting to shift. Check out the graph below. It uses data from Redfin to show that right now, there are more sellers active in the market than buyers: Take a look at what happened back in...

Continue reading

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

It’s hard to let go of a 3% mortgage rate. There’s no question about it. It’s the main reason why so many homeowners have delayed their move in recent years. But here’s something to consider. While your low rate might be ideal, it doesn’t make up being too cramped, having a staircase your knees can’t handle anymore, or being 1,000 miles from your family. And those real-life needs are pushing more sellers off the fence despite today’s rates. Data shows the share of homeowners with a mortgage rate below 3% is dropping as more people move. And, as a result, the share of homeowners taking on a...

Continue reading

Fidelity Home Group | The Big Difference Between Homeowner and Renter Net Worth

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

The Big Difference Between Homeowner and Renter Net Worth On average, a homeowner’s net worth is 40 times greater than a renter’s. That’s significant. You certainly don’t have to buy now. But let’s make a plan that fits your timeline so you can grow your net worth too. NMLS ID 1834853 #fidelityhomegroup #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #RentOrBuy #Homeownership Data Sources https://www.federalreserve.gov/publications/files/scf23.pdf

Continue reading