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Category: For Sellers

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Worried About a Housing Crash? The Numbers Tell a Calmer Story.

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Home Prices, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on. So, it’s understandable if you’ve been putting off buying or selling a home until things settle down. But you may be waiting on something that’s already happened. While everything else has felt shaky, the housing market has become one of the steadiest things out there. Look at the data. Home Prices Have Leveled Out After years of fast increases, data from the National Association of Realtors (NAR) shows...

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Most Home Sales Close – Here’s How To Keep Yours on Track

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Expired/Withdrawn/Canceled, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window. But if you’re getting ready to sell, here’s what you should know. Even in today’s market, it rarely comes to that. Buyers who are moving at today’s rates and prices are generally moving because of some big life change. That means they’re motivated, and eager to get all the way to the closing table. According to the latest data from Redfin, only about 1 in 7 pending sales are falling through. Meaning the vast majority make...

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One Number Could Change Everything About Your Next Move

Written by Key Largo Mortgage Syndicated User on . Posted in Downsize, Equity, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Move-Up, Selling Tips.

When’s the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor’s house sold for. What yours is actually worth right now. For a lot of homeowners, it’s been years. And if you’ve been thinking about moving, but higher home prices or mortgage rates have made you hesitate, here’s why it’s time to take a second look at that number. Your House May Be Worth More Than You Think Home values have climbed significantly over the past 5-10 years. And even though today’s market is more balanced, homeowners...

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Who Has the Upper Hand in Today’s Housing Market?

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Ask around and almost every homebuyer out there wants to know if there’s a way to get a better deal. And just about every seller wants to know if they’ll still get top dollar. The interesting thing is… both can be right at the exact same time. It just depends on where you live. That’s because today’s housing market isn’t moving in one direction anymore. Some markets clearly favor buyers. Others still favor sellers. But most are sitting somewhere in the middle. And knowing which market you’re actually in can completely change the strategy you use to buy...

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Here’s Why Mortgage Rates Are What They Are Right Now

Written by Key Largo Mortgage Syndicated User on . Posted in Affordability, Economy, For Buyers, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

If you’re waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. But before you get discouraged, there’s a number working behind the scenes that’s actually good for you right now. It’s called the spread, and once you understand it, you may see today’s rates in a whole new light. The Pattern That’s Held for 50+ Years For starters, mortgage rates don’t move on their own. They tend to follow the 10-year treasury yield, a number tied to how investors feel about the economy. It’s not an exact science, since plenty of other factors can...

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Home Price Growth Slowed Down. That May Be Changing.

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, For Sellers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. And depending on whether you’re buying or selling, that shift means something different for you. The Numbers May Be Starting To Turn For the past couple of years, home price growth has been moderating – cooling from around 7% in mid-2024, according to Redfin (see graph below). But look at the right side of that graph. The pace of that growth appears to have hit its low point and started to turn. While a couple months of data...

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Selling a Luxury House? Here’s Why Now Is a Good Time

Written by Key Largo Mortgage Syndicated User on . Posted in Downsize, For Sellers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates, Luxury / Vacation, Selling Tips, Senior Market.

If you own a luxury house, you’re in a stronger spot than most sellers right now. While much of the market has cooled, the high-end tier hasn’t. Sale prices and buyer demand are both up. So if you’re considering selling, now could be a great time to make your move. Luxury Is Leading on Price Let’s start with prices. But before we get into it – what actually counts as a luxury home? Generally, these are homes in the top 5% price range for the area, so it varies depending on where you live. But what’s interesting is that according to the latest data from Redfin, sale prices...

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Your House Hasn’t Sold Yet. Should You Rent It Out Instead?

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates.

When your house sits on the market longer than expected, it can get frustrating fast. You start asking: what now? And for a growing number of homeowners, that turns into: should I just rent it instead? While it sounds like a simple backup plan, becoming “accidental landlord” is actually a much bigger decision than most people realize. That’s when someone planned to sell, didn’t get the price or traction they hoped for, and decided to rent the house out instead. And lately, that’s happening more often. Why the Number of Accidental Landlords Is Rising If you’re faced with the same...

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Don’t Let Home Prices Headlines Fool You

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates.

Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. You may even stumble onto social media influencers saying we’re headed for a crash. Let’s get you the context you need. The truth is prices are going to vary depending on where you live. But they’re not crashing. Here’s what you need to know. The Local Perspective: Home Price Trends by Area The biggest thing feeding into the confusion online is how different home price trends are by area right now. Take a look at this data from ResiClub and Zillow (see...

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The Best Week To List Your House Is Just Around the Corner

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. And it’s coming up fast. Based on their analysis of historical trends, the ideal week to put your house on the market this year is: April 12–18. And here’s why this window stands out as being particularly seller-friendly: Buyers Are More Active. According to the research coming out of Realtor.com, homes listed during this week typically get about 16.7% more views than in a normal week. And in a market where...

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