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Category: Infographics

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2025 Housing Market Forecasts

Written by Key Largo Mortgage Syndicated User on . Posted in Home Prices, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Some Highlights Wondering what to expect when you buy or sell a home this year? Here’s what the experts say lies ahead. Mortgage rates are projected to come down slightly. Home prices are forecast to rise in most areas. And, there will be more homes available for sale. Want to know more about what this could mean for your plans this year? Connect with a local agent to discuss your 2025 goals. 

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How Mortgage Rates Affect Your Monthly Payment

Written by Key Largo Mortgage Syndicated User on . Posted in Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Some Highlights Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on your next home will too. Want to see what this looks like at a different price point? Connect with an agent or lender.

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Get Ready To Buy a Home in 2025

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, connect with a trusted agent and lender so you have expert advice every step of the way.

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Why More Sellers Are Hiring a Real Estate Agent

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, For Sellers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights More homeowners are realizing they need an agent’s help in this complex market – and that’s why a record-low number of people are selling without a pro by their side. Without an agent’s help, tackling pricing, staging and repairs, paperwork, negotiation, and more can be a real headache. Selling without a pro isn’t worth the hassle. Connect with an agent to see if you’d work well together.

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What Homebuyers Need To Know About Credit Scores

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, First-Time Buyers, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Data shows 7 out of 10 prospective homebuyers don’t know the minimum credit score required by lenders or that it varies by lender and loan type. According to Experian, the range is anywhere from 500 to 700 for the minimum credit score. That means you don’t need perfect credit to buy a home.  Your credit score is important – but that doesn’t mean it needs to be perfect. Work with a lender to learn more about home loan options that may work for you.

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Why This Winter Is the Sweet Spot for Selling

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Infographics, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Thinking about selling your house? Here are a few reasons why you may want to do it this season. Buyers looking right now are serious about moving and the number of homes for sale is typically lower this time of year – helping your house stand out. While inventory is higher this year than it’s been in the last few winters, you’ll still be in this year’s sweet spot.

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Investors Are Not Buying Up All the Homes

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.? Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

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How To Get Your House Ready To Sell in 2025

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Some Highlights If you’re planning to list your house in 2025, it’s already time to start working on any repairs. But where do you start? Your local agent will be able to help you prioritize projects that will help you get the best return on your investment and appeal to what today’s buyers really want. If your goal is to sell your house next year, connect with an agent so you know what to start working on now.  

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The Big Difference Between Renter and Homeowner Net Worth

Written by Key Largo Mortgage Syndicated User on . Posted in Equity, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Rent vs. Buy.

Some Highlights If you’re torn between renting or buying, don’t forget to factor in the wealth-building power of homeownership. Unlike renters, homeowners gain equity as they pay their mortgage and as home values rise. That’s why, on average, a homeowner’s net worth is nearly 40x higher than a renter’s.  Connect with an agent if you want to learn more about the financial benefits of homeownership or the programs that can help make buying possible.

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Why You Need an Agent To Set the Right Asking Price

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Home Prices, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Some Highlights The #1 task sellers struggle with is setting the right asking price for their house. Without an agent’s help, you may set a price that turns away buyers and takes a long time to sell.  To make sure your house is priced right, connect with a local agent. Because if the price isn’t compelling, it’s not selling. 

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