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Category: Infographics

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The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Written by Key Largo Mortgage Syndicated User on . Posted in Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, connect with a local agent.?

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Home Projects That Add the Most Value

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ?Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.  Connect with a local agent so you know which projects are actually worthwhile.?

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Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

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Housing Market Forecasts for the Second Half of 2025

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Forecasts, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Some Highlights Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you. Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate. Want to know what this could mean for your plans? Connect with a local agent and talk through it together.

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Why You’ll Want a Home Inspection

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Once your offer is accepted, an inspector will assess the condition of the house, including things like the roof, foundation, plumbing, and more. That information is incredibly important and paves the way for you to re-negotiate with the seller, as needed. So, you don’t want to skip this step. An inspection is your chance to avoid costly headaches and get peace of mind. Connect with an agent to talk about other ways to make your offer stand out.

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Your Home Equity Could Make Moving Possible

Written by Key Largo Mortgage Syndicated User on . Posted in Equity, For Sellers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Some Highlights Thanks to recent home price appreciation, homeowners have near record amounts of equity – and you may too. On average, homeowners have $311K worth of equity. Once you sell, you can use it to fund your down payment on your next home or maybe even to buy a smaller house in cash.  If you want to find out how much equity you have, connect with an agent. Because it may make a move a lot more feasible than you’d think.?

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You Finally Have More Options for Your Move

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, Infographics, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. ? There’s a much wider selection of homes for sale, with more fresh listings hitting the market each month. With more options come more possibilities. Connect with an agent if you want to see what’s available in your area.?

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If the Asking Price Isn’t Compelling, It’s Not Selling

Written by Key Largo Mortgage Syndicated User on . Posted in For Sellers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Some Highlights Unfortunately, a lot of sellers today are setting their asking price too high. That’s leading to an uptick in price cuts.? Some of the most common reasons this is happening are that they’re not paying attention to current market conditions or they’re trying to leave room for negotiation. The best way to avoid this mistake? Connect with an agent to make sure your house is priced to pull people in, not push them away.

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A Recession Doesn’t Mean a Housing Crisis

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Some Highlights There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall.  If you have questions about buying or selling a home in today’s market, connect with a real estate agent.

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Things To Avoid After You Apply for a Mortgage

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don’t make any big changes that could affect your mortgage application. Here are a few tips. Don’t change bank accounts or apply for new credit. And this one may surprise you, don’t buy appliances or furniture for your next home yet either. The best tip of all? Before you do anything financial in nature, talk to your lender first.

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