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Category: Key Largo Mortgage Rates

Monroe County is the southernmost county in Florida. It stretches more than 100 miles from Key Largo to Key West and is surrounded by the Atlantic Ocean to the east and the Gulf of Mexico to the west. Its key population centers include Key Largo, Islamorada, Tavernier, Marathon, Big Pine Key and Key West.

The Florida Keys are renowned for being among the most pre-eminent fishing and diving destinations in the world. Recreation options include fishing, diving, kayaking, camping, bicycling and assorted other water and outdoor sports.

Here’s What a Recession Could Mean for the Housing Market

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates.

Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show what’s happened in housing for each recession going all the way back to the 1980s. A Recession Doesn’t Mean Home Prices Will Fall Many people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time we saw such a steep drop in prices. And it hasn’t happened since. In...

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Paused Your Moving Plans? Here’s Why It Might Be Time To Hit Play Again

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates.

Last year, 70% of buyers abandoned their home search – and maybe you were one of them. It makes sense. Inventory was low, prices were high, and mortgage rates were up and down like a rollercoaster. All of that made it really hard to find a home you loved – and could afford. But guess what? The market is shifting. So, if you paused your moving plans in 2024, it might be time to hit play again. Here’s why. More Inventory Opens Up More Options Even if you could make the numbers work, the lack of available homes in recent years probably made it hard to come by something that fit your needs....

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National Housing Trends To Watch

Written by Key Largo Mortgage Syndicated User on . Posted in Home Prices, Infographics, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights At a national level, the housing market has shifted over the past year. There are more homes for sale, price growth has moderated, and homes are taking a little longer to sell. Do you want to know how your area compares? Connect with a real estate agent to go over what’s happening locally and what this means for you.

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Buyers Have More Negotiation Power – Here’s How To Use It

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Buying Tips, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates.

You may have heard there are more homes for sale right now. And while that’ll vary depending on the market, it means that overall, things are starting to lean in a more balanced direction. As that happens, some sellers are a bit more open to compromise. Here’s what that means for you. You may be regaining some negotiating power. That can translate into savings, perks, or even better terms on your purchase – if you know what levers to pull during negotiation. Why an Agent Is an Essential Part of the Negotiation Process The complicated part is knowing what is and isn’t on the table. That’s...

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Why Pre-Approval Is More Important Than Ever This Spring

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates.

Spring is here, and so is the busiest season in real estate. More buyers are out looking for homes, which means more competition for you. If you want to put yourself in the best position to buy, there’s one step you can’t afford to skip, and that’s getting pre-approved for a mortgage. Some buyers think they can wait until they’ve found a home they love before talking to a lender. But in a season where homes can sell fast, that’s a risky move. Getting pre-approved before you start your search is a much better bet. Here’s what you need to know about this early step in the buying process....

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The Best Week To List Your House Is Almost Here – Are You Ready?

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

If selling your house is on your to-do list this year, the time to start prepping is now. That’s because experts say the best week to list your house is coming up fast. A recent Realtor.com study analyzed years of housing market trends (excluding 2020 since it was an outlier) and found that April 13–19 is expected to be the ideal window to put your house on the market this year: “. . . we’ve identified April 13-19 as the best week to list for sellers . . . a seller listing a well-priced, move-in ready home is likely to find success. Because spring is generally the high season for real...

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4 Things To Expect from the Spring Housing Market

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move. 1. There Are More Homes for Sale After a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from Realtor.com, active listings are up 27.5% compared to this time last year. Look at the graph below and follow the green line for 2025. You can see, even though inventory levels still haven’t...

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Your Roadmap to Homeownership

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Buying Tips, First-Time Buyers, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. ? From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement.  Your journey starts here. Connect with an agent so you have help every step along the way.?

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How Buying or Selling a Home Helps Your Local Economy

Written by Key Largo Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates.

Whether you’re buying or selling a house, here’s something to think about that most people don’t. Your decision doesn’t just impact your life and your family’s, it sparks a ripple effect that has a positive impact on your entire community. Every year, the National Association of Realtors (NAR) puts out a report that breaks down the financial impact that comes from people buying and selling homes. The data shows that if you buy an existing (previously lived-in) home, you’re giving the local economy a boost of just over $60K. And if you buy a newly built home, that number goes up to...

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Florida Mortgage | Do You Know What Your House Is Really Worth?

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

Florida Mortgage | Do You Know What Your House Is Really Worth? Over the past 5 years, home prices have risen dramatically – and that means your home’s value has grown too. If you’re interested in finding out how much your home is worth in today’s market, let’s connect. ?The number may surprise you. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #homevalue #homevalues

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