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Category: Economy

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Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now. That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty. If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

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Stocks May Be Volatile, but Home Values Aren’t

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates.

With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you’ve been watching your 401(k) or investments lately, chances are you’ve felt that pit in your stomach. One day it’s up. The next day, it’s not. And that may make you feel a little worried about your finances. But here’s the thing you need to remember if you’re a homeowner. According to Investopedia: “Traditionally, stocks have been far more volatile than real estate. That’s not to say that real estate prices aren’t ever volatile—the years around the 2007 to 2008...

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What an Economic Slowdown Could Mean for the Housing Market

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, For Buyers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Talk about the economy is all over the news, and the odds of a recession are rising this year. That’s leaving a lot of people wondering what it means for the value of their home – and their buying power. Let’s take a look at some historical data to show what’s happened in the housing market during each recession, going all the way back to the 1980s. The facts may surprise you. A Recession Doesn’t Mean Home Prices Will Fall Many people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time the market saw...

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Why Today’s Foreclosure Numbers Aren’t a Warning Sign

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Foreclosures, Key Largo Mortgage, Key Largo Mortgage Rates.

When it feels like the cost of just about everything is rising, it’s only natural to wonder what that means for the housing market. Some people are even questioning whether more homeowners will struggle to make their mortgage payments, ultimately leading to a wave of foreclosures. And recent data showing foreclosure filings have increased is only feeding into this fear. But don’t let that scare you. If you put the latest data into context, it’s clear there’s no reason to think this is a repeat of the last housing crash. This Isn’t Like 2008 While it’s true that foreclosure filings ticked...

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Do You Think the Housing Market’s About To Crash? Read This First

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Home Prices, Inventory, Key Largo Mortgage, Key Largo Mortgage Rates.

Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?” If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from Clever Real Estate, 70% of Americans are worried about a housing crash in 2025. But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn’t about to crash – it’s just shifting. And that shift actually works in your favor. Today’s...

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A Recession Doesn’t Mean a Housing Crisis

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

Some Highlights There’s a lot of talk about a recession lately and how the odds of one are rising. If you’re wondering what that means for the housing market, here’s what the data tells us. While you may remember the price crash in 2008, that’s not the norm. Looking back all the way to 1980, home prices usually rise and mortgage rates tend to fall.  If you have questions about buying or selling a home in today’s market, connect with a real estate agent.

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Does Your Current Home Fit Your Retirement Plans?

Written by Key Largo Mortgage Syndicated User on . Posted in Downsize, Economy, Key Largo Mortgage, Key Largo Mortgage Rates.

Retirement isn’t just a milestone. It’s the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms. But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life? That’s an especially important question right now. Just in the past five years, the cost of living has jumped by 23% according to the Bureau of Labor Statistics (BLS). That’s based on the Consumer...

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Is It Time To Put Your House Back on the Market?

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, For Sellers, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see graph below): Whether it was because offers weren’t coming in, the timing around the holidays felt overwhelming, or they wanted to see if the market would improve in the new year – a lot of other homeowners decided to press pause, too. But now, with spring fast approaching, it’s time to...

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Investors Are Not Buying Up All the Homes

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, For Buyers, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights There’s a misconception Wall Street is buying all the homes on the market. But data proves that isn’t true.? Experts agree the share of homes bought by investors is declining – and most are smaller investors, like your neighbor who owns a second home, not Wall Street. No matter what you’ve heard, the majority of homes are still being purchased by everyday homebuyers like you – not big investors. Connect with an agent if you have questions.?

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What’s Behind Today’s Mortgage Rate Volatility?

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Economy, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

If you’ve been keeping an eye on mortgage rates lately, you might feel like you’re on a roller coaster ride. One day rates are up; the next they dip down a bit. So, what’s driving this constant change? Let’s dive into just a few of the major reasons why we’re seeing so much volatility, and what it means for you. The Market’s Reaction to the Election A significant factor causing fluctuations in mortgage rates is the general reaction to the political landscape. Election seasons often bring uncertainty to financial markets, and this one is no different. Markets tend to respond not only to who...

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