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Tag: #floridakeysmortgage

Key’s Bahia Honda Bridge Mural

Say ‘Hello’ to one the Florida Key’s coolest murals! Seen here is a beautiful great addition to the growing tradition of painted murals throughout the entire Keys. This is indeed a bright spot along your journey and caught my attention instantly upon passing this eye-popping two-walled painted masterpiece. Its focal point is the former majestic now crumbling Bahia Honda bridge along with an iguana, sunset, bicycle rider, mangrove root tree & palm tree. You can find the one of the Key’s brightest colorful murals at Mile Marker 48.0 bayside beside the...

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What Buyers and Sellers Need To Know About the Appraisal Gap

It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. In recent months, it’s become increasingly common for an appraisal to come in below the contract price on the house. Shawn Telford, Chief Appraiser for CoreLogic, explains it like this: “Recently, we observed buyers paying prices above listing price and higher than the market data available to appraisers can support. This difference is known...

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Monroe County’s SMALLEST Bird Sanctuary

This is without a doubt Monroe County’s SMALLEST Bird Sanctuary! Featured below is a full-width photo of the sanctuary consisting of a circle of trees with two inner pier posts roped together. Forgetting to bring my trusty bright yellow Stanley tape measure, I’d venture to say that it’s less than 100 feet in width or length… if not smaller. Though I didn’t actually see any birds, I did see enormous amounts of bird & pelican poop… some of which I kept as souvenirs upon my sneakers!  On the other hand, for you ant farm enthusiasts… I’ve found...

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The Difference in Net Worth Between Homeowners and Renters Is Widening

Becoming financially secure is an important goal for many people today, but some don’t realize just how much homeownership can help them achieve that dream. A recent report, The Journey Toward Financial Freedom, surveys Americans about their perspective on financial wellness and their goals. It shows there may be a significant misconception about the role owning a home plays in building wealth: “Home ownership is one of the indicators Americans say is least connected to financial health.” Two major personal wealth goals – homeownership and net worth – work hand-in-hand. Below are just...

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Capt. Hook Spotted In Key West!

I found Key West’s own Capt. Hook! 100% TRUE, Capt. Hook is from Key West, Florida… who knew? I know, you’re saying that Captain James Hook is a fictional character in the movie Peter Pan. The character is a pirate captain of the brig Jolly Roger, and lord of the fairy-tale village of Neverland… hmm, I thought that was Michael Jackson! His name plays on the iron hook replacing his right hand, cut off by Peter Pan and eaten by a crocodile. You can find Key West’s REAL Capt. Hook (fishing boat captain) at the Key West City Marina at the Palm Avenue Causeway...

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Souvenir Bank Vault

1891 Historic Wachovia Center Building This is WAY TOO COOL! Founded in 1891 this former bank at the corner of Duval Street & Front Street in Key West is nothing less than a delight for the eyes. Sitting on the corner and coming to a point, this tan and brown brick mosaic eye-candy is impossible to miss nor do you want to. Take special notice of the balcony along the Duval Street side seen below. The balcony support system is lined with stylish gingerbread reminiscent of this towns pirate past. The Wachovia Bank that occupied this facility has long since moved yet retained its name as...

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Your Checklist To Get Ready To Sell [INFOGRAPHIC]

Some Highlights When it comes to selling your house, you want it to look its best inside and out. It’s important to focus on tasks that can make it inviting, show it’s cared for, and boost your curb appeal for prospective buyers. Let’s connect to make sure your house shows well and catches a buyer’s eye. Content previously posted on Keeping Current Matters Keeping Current Matters

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If Housing Affordability Is About the Money, Don’t Forget This.

There are many non-financial benefits of buying your own home. However, today’s headlines seem to be focusing primarily on the financial aspects of homeownership – specifically affordability. Many articles are making the claim that it’s not affordable to buy a home in today’s market, but that isn’t the case. Today’s buyers are spending approximately 20% of their income on their monthly mortgage payments. According to The Essential Guide to Creating a Homebuying Budget from Freddie Mac, the 20% of income that purchasers are currently paying is well within the 28% guideline suggested: “Most...

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Why 2021 Is Still the Year To Sell Your House

If you’re trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae’s recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it’s a good time to sell is higher now than it was over the past few summers (see graph below). Today, the majority of consumers, 75 percent, say it’s a good time to sell a house. Why is sellers sentiment up year-over-year? The higher good time to sell sentiment has to do with today’s market conditions, specifically low housing supply and high buyer demand. In the simplest terms,...

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What To Do with Your Vacation Home as Summer Ends

As summer comes to a close, is it time to think about selling your vacation home? Based on recent data and expert opinions, it’s something you may want to consider. According to research from the National Association of Realtors (NAR), vacation home sales are up 57.2% year-over-year for January-April 2021. If you’ve taken your last vacation this summer, here are reasons you should consider selling your vacation home this year. 1. Remote work continues to drive demand for vacation homes. As the report from NAR says, based on continuously evolving work needs, there could be more interest in your...

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*Assumes 2.799% APR, 20% down payment, and conforming 30-year fixed rate first mortgage on a single family, primary residence. The monthly payment you enter includes only principal and interest. Additional required amounts such as taxes, insurance, home owner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Not all individuals will qualify for a mortgage loan based on the payment entered. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice.  **Posted APR is based on Mortgage Assumptions
 
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