View Loan Assumptions
Rates subject to change without notice
Conforming Loan amounts up to $510,400 | FHA Loan Limits are specific to Monroe County Florida
Check to See Monroe County Florida FHA loan limits here
Whether you’re a new home buyer, or you’ve purchased a home before, it’s important to evaluate what type of mortgage fits your lifestyle. Our Mortgage Experts will help you consider your goals as a homeowner and provide the best financing solution. Let us help you better understand the home buying process and your options.
Our First-Time Home Buyer Programs help hopeful homeowners even if they are low- to moderate-income individuals. These programs also assist Americans in securing mortgages when they don’t have the best credit scores. Some even cater to specific professions like those in Firefighter, Law Enforcement, Educators, Health Care Workers and the Military.
Our New Construction Programs is a one-close construction loan:
Conforming mortgages are ideal for borrowers with good or excellent credit. The maximum Conforming Loan amount in 2020 is $510,400. They follow fairly conservative guidelines for:
FHA mortgages have flexible lending standards to benefit up tp $529,000:
Our renovation remodeling loans allow you to roll the costs of repairs or upgrades. Benefits include:
Because the VA guarantees a portion of your loan, you won’t need to pay mortgage insurance:
A Portfolio or Non-Qualified Mortgage (Non-QM), is the category that covers all those loans that don’t fit the normal mortgage characteristics. These accommodate clients who do not have the standard documentation to prove that they are capable of making those mortgage payments. If you do not fit into the conforming or government mortgage model but still have the credentials like sizable assets or a big, if sporadic income, you can qualify for a Non-QM Loan.
Florida Keys Mortgage | Fidelity Home Group
2011 Flagler Ave, Key West, FL 33040
Hours of Operation:
Monday - Friday 8am to 7pm EST
Saturday - Sunday 10am to 6 pm EST