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Author: Key Largo Mortgage Syndicated User

The Big Difference Between a Homeowner’s and a Renter’s Net Worth

Written by Key Largo Mortgage Syndicated User on . Posted in Infographics, Key Largo Mortgage, Key Largo Mortgage Rates.

Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy to see why. As you pay down your mortgage and as home values rise over time, you gain equity – and that helps grow your net worth. That’s why a homeowner’s net worth is nearly 40X greater than a renters. But you should only buy a home when you’re ready and able to do it. If you want to build a plan to get there, connect with a local agent.?

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The Rooms That Matter Most When You Sell

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Key Largo Mortgage, Key Largo Mortgage Rates, Open Houses, Selling Tips.

Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. And proper staging can be a great way to do just that. What Is Home Staging? It’s not about making your house look super trendy or like it belongs in a magazine. It’s about helping it feel welcoming and move-in ready, so it’s easy for buyers to picture themselves living there. It’s important to understand there’s a range when it comes to staging. It can include everything from simple tweaks to more extensive setups, depending on your needs...

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Understanding Today’s Mortgage Rates: Is 3% Coming Back?

Written by Key Largo Mortgage Syndicated User on . Posted in Buying Tips, First-Time Buyers, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates, Mortgage Rates.

A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to reset expectations. Back in 2020 and 2021, 3% mortgage rates gave buyers a serious boost: more affordability, more buying power, and more opportunity. But those rates were a result of emergency economic policies during the height of a...

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Fidelity Home Group | Why You’ll Want a Home Inspection

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

Fidelity Home Group | Why You’ll Want a Home Inspection An inspection is an important part of the homebuying process. And it’s one you don’t want to skip. Let’s connect to talk about other ways to make your offer stand out. NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeinspection #fidelityhomegroup

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Why Buying Real Estate Is Still the Best Long-Term Investment

Written by Key Largo Mortgage Syndicated User on . Posted in Economy, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates.

Lately, it feels like every headline about the housing market comes with a side of doubt. Are prices going up or down? Are we headed for a crash? Will rates ever come down? And all the media noise may leave you wondering: does it really make sense to buy a home right now? But here’s one thing that doesn’t get enough airtime. Real estate has always been about the long game. And when you look at the big picture, not just the latest clickbait headlines, it’s easy to see why so many people say it’s still the best investment you can make – even now. According to the just-released annual report...

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Newly Built Homes May Be Less Expensive Than You Think

Written by Key Largo Mortgage Syndicated User on . Posted in Affordability, Buying Tips, First-Time Buyers, For Buyers, Home Prices, Key Largo Mortgage, Key Largo Mortgage Rates, New Construction.

Do you think a brand-new home means a bigger price tag? Think again. Right now, something unique is happening in the housing market. According to the Census and the National Association of Realtors (NAR), the median price of newly built homes is actually lower than the median price for existing homes (ones that have already been lived in): You read that right. That brand new, never-been-lived-in house may cost less than the one built 20 years ago in a neighborhood just down the street. So, if you wrote off a new build because you assumed they’d be financially out of reach, here’s what you...

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Florida Mortgage | Your Home Equity Could Make Moving Possible

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

Florida Mortgage | Your Home Equity Could Make Moving Possible The average homeowner has $311K worth of equity built up. If you want to find out how much equity you have and how you can use it to fuel your move, contact us and get some options! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #homeequity #heloc #heloan #secondmortgage

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Florida Mortgage | You Finally Have More Options for Your Move

Written by Key Largo Mortgage Syndicated User on . Posted in Key Largo Mortgage, Key Largo Mortgage Rates.

Florida Mortgage | You Finally Have More Options for Your Move If you put your home search on hold because you couldn’t find anything you liked in your budget, it’s time to try again. Compared to the last few years, you’ll have more options to choose from during your home search. Contact us if you want to see your buying power in Florida! NMLS ID 1834853 #floridamortgage #floridamortgagerates #floridamortgagecompany #mortgagetips #Homebuying #housinginventory Data Sources: https://www.redfin.com/blog/is-now-a-good-time-to-buy-a-house/ https://www.realtor.com/research/data/...

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Home Projects That Add the Most Value

Written by Key Largo Mortgage Syndicated User on . Posted in Agent Value, Infographics, Key Largo Mortgage, Key Largo Mortgage Rates, Selling Tips.

Some Highlights Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. ?Because not all of them will be worth it. Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.  Connect with a local agent so you know which projects are actually worthwhile.?

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Is It Better To Rent or Buy a Home?

Written by Key Largo Mortgage Syndicated User on . Posted in First-Time Buyers, For Buyers, Key Largo Mortgage, Key Largo Mortgage Rates, Rent vs. Buy.

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? With high home prices and stubborn mortgage rates, renting can seem like the safer choice right now. Or maybe your only choice. That’s a very real feeling. And perhaps buying today isn’t your best move; it’s not for everyone right away. You should only buy a home when you’re ready and able to do it, and if the timing is right for you. But here’s the thing you need to know about renting. While it may feel like a safer bet today – and in some areas might even be less expensive month-to-month than owning –...

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